1. Acceptance of Terms
By accessing or using this website, web page, client portal, or mobile application (collectively referred to as the "Site"), you agree to be bound by these Terms and Conditions of Use, as well as all applicable laws and regulations. This agreement also extends to any content, features, functionality, or services provided on or through the Site, including emails, texts, and other electronic communications. If you do not agree to these terms, you must refrain from using or accessing the Site. All content and functionality on the Site are owned by us, our licensors, or third-party providers and are protected by copyright, trademark, and other applicable intellectual property laws. We reserve the right to modify, withdraw, or limit access to any part of the Site at our discretion, without prior notice.

2. Limited Use License
We grant you a limited, non-transferable license to access and use the Site. This license does not transfer ownership, and it may be revoked at any time if you breach these terms. You are prohibited from:

Modifying, copying, or distributing Site materials.

Using the materials for commercial purposes or public display.

Attempting to reverse-engineer, decompile, or disassemble any software on the Site.

Engaging in data mining, scraping, or similar activities on the Site.

Removing any copyright or proprietary notices.

Transferring Site materials to another person or mirroring materials on other servers.

3. User-Generated Content
If you submit, post, or share any content ("Content") on the Site, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute that Content. You warrant that your Content does not infringe on any third-party rights or violate these Terms. We reserve the right to remove any Content at our discretion.

You are prohibited from posting Content that:

Is unsolicited or spam material sent to users without their consent.

Violates the intellectual property, privacy, or confidentiality rights of others.

Is defamatory, obscene, threatening, or otherwise objectionable.

Contains malware, viruses, or any harmful code.

Misleads or deceives other users.

4. Disclaimer of Warranties
The Site and its materials are provided "as is" and "as available." We make no warranties, express or implied, regarding the accuracy, reliability, or availability of the Site’s content or services. We do not guarantee that files available for download will be free of viruses or harmful components. You are responsible for maintaining appropriate security measures, including anti-virus protection and backup procedures.

5. Limitation of Liability
To the fullest extent permitted by law, we are not liable for any damages arising from your use of the Site, including but not limited to direct, indirect, incidental, punitive, and consequential damages. This includes, but is not limited to, loss of data, business, revenue, profits, or personal injury resulting from the use or inability to use the Site, even if foreseeable.

6. Indemnification
You agree to indemnify and hold us, our affiliates, officers, directors, employees, agents, licensors, and service providers harmless from any claims, damages, liabilities, expenses, or fees (including attorney fees) resulting from your violation of these Terms or misuse of the Site.

7. Revisions and Errata
The materials on the Site may contain errors, inaccuracies, or omissions. We do not guarantee the accuracy, completeness, or timeliness of the materials. We reserve the right to update, modify, or correct these materials at any time without prior notice.

8. Links to Third-Party Sites
The Site may contain links to external websites. We do not review or endorse the content of these third-party websites, and we are not responsible for their content or practices. Your use of linked websites is at your own risk.

9. Changes to Terms
We reserve the right to update or modify these Terms and Conditions of Use at any time, without prior notice. By continuing to use the Site after changes are made, you accept the updated Terms.

10. Governing Law
These Terms are governed by the laws of the state where our company is headquartered, without regard to conflict-of-law principles. Any legal dispute related to the Site will be subject to the exclusive jurisdiction of the courts in that state.

11. Entire Agreement
These Terms, along with our Privacy Policy and any related agreements, represent the entire understanding between you and us regarding the use of the Site, superseding any prior agreements or understandings.

By accessing and using the Site, you acknowledge and agree to these Terms and Conditions of Use.